Source – bobsguide.com When faced with strict regulations and procedures, it can be hard to constantly innovate. It’s especially challenging in the financial services industry where we must develop innovative digital software solutions within an environment controlled by tight regulatory requirements, a desire to mitigate risk and a need for ensuring high quality technical processes. In the past, organisations tended to develop software applications by following waterfall methodologies. These have their place, but can create an inflexible approach to application development