Reviewing TFS Financial Corporation (TFSL)’s and Old Second Bancorp Inc. (NASDAQ:OSBC)’s results
TFS Financial Corporation (NASDAQ:TFSL) and Old Second Bancorp Inc. (NASDAQ:OSBC), are influenced by contrast since they are both players in the Regional – Midwest Banks. These factors are particularly influence the institutional ownership, profitability, risk, dividends, analyst recommendations, earnings and valuation of the two firms.
Valuation and Earnings
|Gross Revenue||Price/Sales Ratio||Net Income||Earnings Per Share||Price/Earnings Ratio|
|TFS Financial Corporation||306.49M||15.86||81.74M||0.30||56.63|
|Old Second Bancorp Inc.||123.01M||3.01||32.99M||1.09||11.81|
Demonstrates TFS Financial Corporation and Old Second Bancorp Inc. earnings per share (EPS), top-line revenue and valuation. Old Second Bancorp Inc. seems to has lower revenue, but higher earnings compared to TFS Financial Corporation. The business that is presently more expensive of the two stocks is the one that has a higher price-to-earnings ratio. TFS Financial Corporation has been trading at a higher price-to-earnings ratio than Old Second Bancorp Inc., which means that it is at the moment the more expensive of the two companies.
Table 2 represents TFS Financial Corporation (NASDAQ:TFSL) and Old Second Bancorp Inc. (NASDAQ:OSBC)’s net margins, return on equity and return on assets.
|Net Margins||Return on Equity||Return on Assets|
|TFS Financial Corporation||26.67%||4.7%||0.6%|
|Old Second Bancorp Inc.||26.82%||14.7%||1.2%|
Volatility and Risk
TFS Financial Corporation is 79.00% less volatile than Standard and Poor’s 500 because the stock has a beta of 0.21. Competitively, Old Second Bancorp Inc. is 4.00% less volatile than Standard and Poor’s 500, because of the 0.96 beta.
TFS Financial Corporation shareholders receive an annual dividend of $0.92 per share which is subject to 5.17% dividend yield. Meanwhile, Old Second Bancorp Inc.’s annual dividend is $0.04 per share and it also boasts of a 0.31% dividend yield.
Ratings and Recommendations for TFS Financial Corporation and Old Second Bancorp Inc. can be find in next table.
|Sell Ratings||Hold Ratings||Buy Ratings||Rating Score|
|TFS Financial Corporation||0||0||0||0.00|
|Old Second Bancorp Inc.||0||0||1||3.00|
Meanwhile, Old Second Bancorp Inc.’s average price target is $15, while its potential upside is 21.16%.
Institutional & Insider Ownership
Institutional investors owned 93% of TFS Financial Corporation shares and 67.6% of Old Second Bancorp Inc. shares. Insiders owned roughly 0.3% of TFS Financial Corporation’s shares. Competitively, insiders own roughly 2.6% of Old Second Bancorp Inc.’s shares.
Here are the Weekly, Monthly, Quarterly, Half Yearly, Yearly and YTD Performance of both pretenders.
|Performance (W)||Performance (M)||Performance (Q)||Performance (HY)||Performance (Y)||Performance (YTD)|
|TFS Financial Corporation||0.18%||4.76%||2.51%||11.5%||14.32%||6.39%|
|Old Second Bancorp Inc.||-2.87%||-4.32%||-8.87%||-11.2%||-11.75%||-1.23%|
For the past year TFS Financial Corporation had bullish trend while Old Second Bancorp Inc. had bearish trend.
TFS Financial Corporation beats on 9 of the 15 factors Old Second Bancorp Inc.
TFS Financial Corporation operates as a holding company for Third Federal Savings and Loan Association of Cleveland that provides residential real estate mortgage loans and retail savings deposits. It provides retail consumer banking products, including mortgage lending, deposit gathering, and other financial services. The companyÂ’s deposit products include savings accounts, checking accounts, certificate of deposit accounts, individual retirement accounts, and other qualified plan accounts. It also provides residential real estate mortgage loans, residential construction loans, and home equity loans and lines of credit. In addition, the company engages in the net lease transactions of commercial buildings; maintenance of minority investments in private equity funds; provision of escrow and settlement services; and reinsurance of private mortgage insurance on residential mortgage loans. It offers its products and services through its main office in Cleveland, Ohio; and 38 full-service branches and 8 loan production offices located throughout the states of Ohio and Florida. The company was founded in 1938 and is headquartered in Cleveland, Ohio. TFS Financial Corporation is a subsidiary of Third Federal Savings and Loan Association of Cleveland, MHC.
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